Central Co-operative Credit union loans are among the most competitive loans available in Dominica. How can you get one? You’ll need to become a member before you qualify for a loan. Find out what it takes to get a credit union loan. Before applying for a credit union loan, you have to become a ‘member’. As long as you meet the criteria you’re in. You’ll often qualify by sharing characteristics with other members such as where you work or where you live.