The Family Indemnity Plan is a group life insurance that provides financial comfort in the event of an insured member’s death or his/her eligible family members.

The plan covers up to six (6) family members at any one time. An eligible family member is defined as:

• The member’s spouse
• The member’s parents and/or parents-in-law, enrolled by age 76
• The member’s unmarried children (age 1 – 25)

Benefits payable depends on the plan selected at the time of enrollment:

The advantages of the plan include:

• No medical examinations
• Lifetime insurance coverage
• Payments within 3 days on submission of birth, death and FIP certificate

The Critical Illness covered are:

• Cancer
• Heart Attack
• Stroke
• Paralysis
• Major Burns

How to get in:

• You must be enrolled in FIP to sign up
• You may apply for the rider once you have not reached age sixty (60)
• You are not required to do a medical when you sign up
• You have to wait 6 months after enrollment to benefit, unless you are diagnosed with a critical illness as a direct result of an accident